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      St.George Low Rate Vertigo




    Low Rate of 11.89%
    0% for 6mths on Balance Transfers
    Low Purchase Rate of 10.99%
    55 days Interest Free

      Citibank Clear Card




    Low Rate of 12.49% p.a.
    0% for 6mths on Balance Transfers
    Low Purchase Rate of 12.49%
    55 days Interest Free

      Aussie Mastercard




    Low rate of 11.74% p.a.
    Up to 55 days interest free
    Low Rate of 11.99%
    Annual fee of $49

      ANZ Low Rate Credit Card




    Low Rate of 11.99%
    0% for 6 Months Balance Transfer
    Purchase Rate of 11.99%
    Annual Fee $58

      Commonwealth Bank Low Rate Card




    Low 12.24% rate credit card
    5.99% for 5 months Balance Transfer
    Low Purchase Rate of 12.24%
    Low Annual Fee of $48

      St.George Low Rate MasterCard




    Low Rate of 12.99%
    0% for 6 months Balance Transfer
    Purchase Rate of 12.99%
    Annual Fee of $59

      Commonwealth Bank No Fee




    No Annual Fee Ever!
    5.99% for 5 months Balance Transfer
    Purchase Rate of 18.39%
    No Annual Fee Ever

      ANZ Visa Debit Cards




    $0 monthly fee for the first 6 months
    Combine with your Current Account
    Purchase Rate of 19.99%
    Annual Fee $48

      Woolworths Everyday




    Reward Yourself
    5.99% for 6 mths on Balance Transfer
    Purchase Rate of 18.99%
    No Annual Fee

      Citibank ReadyCredit




    7.9% for Life of Balances
    Low rate of 14.99%
    Purchase Rate of 17.79%
    Borrow upto $25,000

      Commonwealth Bank Low Fee




    Low Annual Fee of $24
    5.99% for 6 months Balance Transfer
    Purchase Rate of 19.39%
    Low Annual Fee of $24

      BP Citibank MasterCard




    5% OFF PETROL and SHOP
    2.99% for 12 months Balance Transfer
    Purchase Rate of 19.89%
    Low Annual Fee of $45

      St.George Platinum




    Low Rate of 14.25%
    Earn Points as you Spend
    Low Purchase Rate of 14.25%
    Low Annual Fee of $89

      St.George Gold




    Low Rate of 14.25%
    Low Gold Rate of 14.25%
    55 days Interest Free
    Free Travel Insurance

      St.George No Fee




    Low RATE of 18.75% & No Fee
    Competitive Interest Rate of 17.75%
    No Annual Fee
    24 hr Accout Access

      Citibank Silver




    2.9% for 12 months
    Competitive Platinum Interest Rate of 19.99%
    Annual Fee $69
    Rewards $1 = 1 Point

      Citibank Gold Card




    2.9% for 12 months
    Competitive Gold Interest Rate of 19.99%
    Annual Fee $69
    Rewards $1 = 1 Point

      Citibank Platinum




    4.9% for the life of Balance Transfers
    Competitive Platinum Interest Rate of 19.99%
    Annual Fee $250
    Free Travel Insurance

      Commonwealth Bank Gold




    Competitive rate of 20.14%
    Receive Cashback and Vouchers
    Purchase Rate of 20.14%
    Annual Fee $114

      Commonwealth Bank Platinum




    Great Member Benefits
    Commbank Rewards Program
    Great Member Benefits
    Annual Fee $200

      Commonwealth Bank Awards




    Commomwealth Rewards Program
    Awards and Members Benefits
    Purchase Rate of 19.74%
    Annual Fee $59

      ANZ Balance Credit Card




    Great Rewards, Low Balance
    0% for 6 Months Balance Transfer
    Purchase Rate of 12.99%
    Annual Fee $79

      ANZ Gold




    Overseas Travel and Medical Insurance
    7.99% for 6 Months Balance Transfer
    Overseas Travel Insurance
    Annual Fee $87

      ANZ Qantas Flyer




    FREE Qantas Flyer Points
    44% Interest Free Days
    Purchase Rate of 19.99%
    Annual Fee $95

      Citibank Platinum




    4.9% for the life of Balance Transfers
    Competitive Platinum Interest Rate of 19.99%
    Annual Fee $250
    Free Travel Insurance

     

    Low Rate Credit Cards

    Low Interest Credit Cards – As the name suggests, these cards provide substantially low rate of interest.

    What is APR (Annual Percentage Rate)

    APR is the interest rate applicable to payments that are spread across a period of time. For example, if you buy a product for $1200 using your credit card, and choose to pay off the amount over a period of twelve months, you will end up more than just $100 a month. The credit card company will charge you interest for making the payments as EMIs (Equated Monthly Instalments).

    The interest rate is calculated and projected annually (even if you plan to pay of the loan in 6 months). Before accepting a credit card, make sure you read the paperwork involved and understand the APR. Look for a credit card that is charging low interest rates, the average credit card interest rate is around 18%.

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